Jason Torf and Brian Jackiw spoke at the National Association of Credit Management (NACM) Connect 2022 Annual Meeting, held on June 14 in Milwaukee, Wisconsin, and on June 21 in Cleveland, Ohio. Jason and Brian discussed the impacts on a credit department resulting from both a merger/acquisition involving a company, as well as a transaction involving one or more customers, including (i) harmonizing credit department contracts and documents, as well as credit policies; (ii) ensuring that credit protections, including security interests and guarantees, are preserved and maintained postcombination; (iii) preserving culture in a credit department that has just absorbed another credit department; and (iv) using a merger transaction as an opportunity to improve the credit function.